Why are WWCU Share Accounts better than savings accounts at outside financial institutions?

WESTWORKS CREDIT UNION pays a stratified dividend which is consistently higher than the national average for credit unions.

A stratified dividend which pays interest at the same equitable rate for the same increments of money.

When may I make Share Account deposits and withdrawals?

Any time during regular business hours by mail, telephone or in person.  You may also use your WWCU Automated Teller Machine (ATM) card for certain account transactions ... In short, you always have access to your funds.

Note too that the attractive dividends paid on your Share Account are maximized since we pay dividends on the average daily balance in the account for the dividend period. And for convenience in making deposits, the credit union offers automatic payroll deduction and direct deposit options.

What other special benefits are offered?

Share accounts may also be used as security for loans, enabling members to borrow 100 percent of their Share accounts at a special low rate of interest (see our section on Borrowing)

How about deposit insurance?

All members accounts are insured to at least $100,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency, and American Share Insurance.

Individual Retirement Accounts are separately insured also to $250,000 by the NCUA and American Share Insurance.

To read more about your money's safety at WestWorks Credit Union, click here.